Friday, August 12, 2016

UPDATE - New Southeast Mortgage Headquarters and Life Balance Building

Our new Headquarters and Life Balance facility is on track to be completed at the end of the August.

Don't miss our grand opening events and CE classes being hosted at our new building.  There is no Office space like this one. 
East Side 4th floor ready for carpet.  Work stations are en route
We will have a Studio for Video shoots and other media necessary to support our partners.  The glass corner is the studio.
3,000 pound fish tank is on its way, Workout Center, Employee Social Area, Game Center, and Cooking area is downstairs.  This general area will be the Client Relationship Management's domain welcoming our guests and clients.
This is the West Side of the 4th Floor.  Exec, Admin, Accounting, and Legal will be located with the center area ready for the Social Max furnishings.  This area will be very cool...
Www.southeastmortgage.com 



Tuesday, August 9, 2016

My Career Advice and the basis for my advice

Late in my Junior year at The Georgia Institute of Technology, I began interviewing with companies seeking me out and those I wanted to see based on perception.  Since I paid for my own education at great sacrifice and effort, I thought being paid the most was the definition of success.  Given I would graduate at the top of my class, I had a case of the “big ego”.

After 10-15 interviews and high offers from the top Consulting Firms, I was confident my starting salary and Consultant Title would be in line with my perception of success and status.  I had one
more interview with a bank, First Atlanta, they invented Tillie the Teller “One of the first ATMs”.  My interview was with Roger White, a tenured and Senior Banker at the Operations Facility on Piedmont Rd.

He asked me what I wanted to accomplish with my career.  I told him I would probably accept a Consultant job with one of the big eight accounting firms.  Today I think it is the big four?  He asked me how I was going to consult without any experience?  In my mind, I thought yikes did not think about that. 

Mr. White said no matter what I do, follow these basic principles:
1.       Never get on a crowded elevator
2.       Never drive in traffic
3.       Build your skill set and the money will follow

He told me that he would create a position that would allow me to understand all aspects of banking which will create a core knowledge base to build a career on.

My offer letter from Mr. White arrived and it was my lowest yet by $15,000.  Mr. White created a position, System Wide MA, that would expose me to all aspects of Banking: Retail, Commercial, Cash Management, Bank Engineering, Proof/Sorter Operations, even down to vault operations.  Most college graduates are hired into one area only and become that one discipline for the rest of their careers.  Basically Mr. White gave me a pass to understand banking from A to Z.  Not sure why I decided to listen given I thought I knew what I was doing.  Mr. White had good points and his logic made sense for a long career game.  I accepted and it was the smartest decision I made next to toughing out a GaTech education.

For two years until Wachovia bought First Atlanta, Mr. White governed my career and delivered what he said he would.  He created a fundamental skill set that allowed me to be a step ahead.  The money took care of itself; however, the foundation of skill gave me the ability to create stable
strong profit centers in Banking and ultimately create one of the most stable, profitable, and oldest but most innovative Mortgage Companies in Georgia.  To this day, I help develop others and pay forward what Mr. White did for me.

This is what I would add to Mr. White’s advice above:
·       You do not want to work for someone, you want to work with someone
·       Although being paid your worth is important, build your worth.  Worth is built through knowledge and skill
·       Work with someone with a consistent proven record that will help you learn the right skills
·       If you emulate a zebra, you will wind up a zebra.  Be sure zebra's are successful in your industry
·       You have to trust the person when you put your career in their hands; however, with that trust the person should be your fiduciary
·       People tend to poke at success because they envy “green eyed monsters” and do not understand how to attain it.  Embrace the attention, you earned it
·       Invest in yourself, be patient, and look for that mentor that has a record of helping others be successful.  Avoid users that only want to lift themselves temporarily
·       If a leader truly has this industry or any industry figured out, they do need to move around to enjoy tremendous success
·       Those with success do not move around and are exactly who you want to emulate and build your skill set.  Find your fit, move, then follow my advice
·       Look at the most successful companies in the US, their core teams stay on task and they all win in the end or get promoted to carry on the torch
 
Sincerely yours,

Cal Haupt
Chairman and Chief Executive Officer
Southeast Mortgage of Georgia, Inc.
www.southeastmortgage.com

Wednesday, July 20, 2016

Southeast Mortgage's NEW Headquarters / Operations / Life Balance Center (Updated Pictures 7-18-2016)

All final adjustments have been made to design and they are ready to finish the structure so the Designers can begin their install.  Some of the Design features will simply be WOW....
 
The best way to explain what to expect is look to silicone valley for a comparison....

Northern Side of 4th Floor Operations

Northern Side of 4th Floor Operations



South side 4th Floor EXEC, Accounting, CRM, Secondary, Support



View From 4th Floor

Breaking the Paradigm and making Awesome Service Tangible...

Congratulations to our Operations and Support Teams for achieving a 4.71 and 4.69 group service score in the 1st and 2nd Quarter 2016 respectively.  Our service score is the average MLO rating of their operations experience for each of their closings and our client's survey of their experience with their MLO and Operations team on a scale of 1 being poor and 5 being perfect.  We call it 360 degree accountability.

Our Operations and Support Teams equally shared in a bonus of $78,252 for the 1st Quarter 2016 and $83,161 for the 2nd Quarter 2016.

AWESOME SERVICE is delivered by an awesome team.  With surging volumes and an almost perfect service score speaks to our teams ability to scale rapidly with the same great closings and speed.

Thursday, July 7, 2016

LOWER RATES Bring Out the Sharks

Unfortunately in our industry, the perception of lower rates creates a blood in the water effect for some low fruit brokers.
 
Below is a typical scam were a broker or call center is misrepresenting that they are a trusted lender like Southeast Mortgage.  They also call doing the same.

Although rates are important, product fit is critical.  You have to talk to a trusted lender that protects your family.

If one of these lenders tricks you with a low rate tease, you could have serious issues if the product does not fit your needs and your circumstances.

BEWARE OF THESE PREDATORS.  Call your Lender and ask if they sent this type of solicitation.

Tuesday, June 28, 2016

Southeast Mortgage's NEW Headquarters / Operations / Life Balance Center (Updated Pictures)

3 months to go.  Southeast Mortgage of Georgia, Inc. - New Operations / Headquarters that supports our 14  Offices is moving rapidly to completion.
This will be the coolest most employee health friendly work place in the southeast. 
A great healthy place to work that brings life balance into the work place.  Stay tuned for the amenities list!  Will be WOW like we WOW our partners and clients.....
Entrance 4th Floor
3rd Floor TEAM Social / Workout
Cross Road East and West Side 4th Floor
Stairs from 4th to 3rd Floor TEAM Social and Workout Floor
Operations
Operations
 
 
www.southeastmortgage.com
770-279-0222

Thursday, June 16, 2016

Construction is underway at Southeast Mortgage's New Headquarters / Operation Center....

We have incorporated all the input from everyone last week and have communicated the changes to the architect and general contractor.  We have a very cool and functional work / life balance facility design.  I think every one's first impression will be WOW because there will be no other Mortgage Headquarters / Operations Center that will rival this one.  Awesome is what our team deserves and Awesome is what you will have.....

This is 4th Floor looking back from the middle of the floor.  This SPACE is HUGE!
Cal Haupt
Chairman and Chief Executive Officer
Southeast Mortgage of Georgia, Inc.
www.southeastmortgage.com