Unfortunately in our industry, the perception of lower rates creates a blood in the water effect for some low fruit brokers.
Below is a typical scam were a broker or call center is misrepresenting that they are a trusted lender like Southeast Mortgage. They also call doing the same.
Although rates are important, product fit is critical. You have to talk to a trusted lender that protects your family.
If one of these lenders tricks you with a low rate tease, you could have serious issues if the product does not fit your needs and your circumstances.
BEWARE OF THESE PREDATORS. Call your Lender and ask if they sent this type of solicitation.